Chime SME Business Loans
1.2% Annual Interest Rate

Chime SME 401(k) Grant

Access your 401(k) Grant funding to support your business, education, or personal growth. Fast application, transparent process, and no hidden fees—helping entrepreneurs, students, and working professionals achieve their goals with confidence. with clear terms and no hidden fees.

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Low Interest

Competitive 1.2% annual rate with transparent terms and zero hidden fees.

Fast Approval

Simple online application. Decisions and funding often within 24 hours timeframe.

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Bank-Level Security

Your data is protected with industry-standard encryption and strict privacy controls.

Apply for Your 401k Credit Grant

All information is required for verification and repayment processing.